Perhaps the scariest part of becoming a homeowner is simply getting started. It’s easy for any one’s head to start spinning once they look at everything involved with acquiring a home loan. While it may seem...Read More
Refinancing: Is it Right for me?
You’re a seasoned homeowner who knows about mortgage insurance, escrow, and property value. That’s awesome! Now you’ve been wondering about refinancing and whether it’s right for you. You’re not alone. Understanding the benefits of refinancing your...Read More
What are Your Down Payment Options?
Requiring 20% of the loan amount is a thing of the past. Plenty of people in the United States dream of becoming homeowners but feel as if they’re not ready because they don’t have enough saved...Read More
What is Mortgage Insurance and How do I get Rid of It?
Many people have a love-hate relationship with Private Mortgage Insurance. On one hand, it’s a recurring expense that affects your monthly budget. However, it makes purchasing a home possible when you don’t have a large enough...Read More
Five Homebuying Myths You Shouldn’t Believe
Making the decision to buy a home can be scary, especially if you’re not familiar with the process. In the age of digital overload, it’s easy to get bombarded with false information. This may lead you...Read More
Tips for Keeping Your Home and Family Safe
Moving into your new home is just the beginning of your journey. As you look forward to creating memories, make sure you’re doing everything you can to keep your home, and those in it, safe for...Read More
Everything You Need to Know About Credit
You probably started hearing about the elusive credit score during your teenage years. Parents, teachers, and other adults tried to explain the concept, yet you got the idea that they didn’t fully understand it themselves. They...Read More
Tips for Winning a Bidding War
You did it! You found your dream house. After weeks, months, or years of looking – you’re ready to make an offer. It wasn’t an easy feat. You’ve seen cottages, ranch-style homes, and even that “can’t...Read More
The Past, Present, and Future of Home Automation
The Beginnings of Home Technology While the potential of electricity for domestic use was discovered around 1882, it wasn’t until the 1920’s that it started to become a staple in most homes. Even then, only about half of...Read More
Should You Say Yes to That New Construction Upgrade?
When considering your homeownership options, deciding on new construction can be an exciting notion. However, early on in the process, you’ll discover that there are lots of decisions that need to be made – many of which are upgrades...Read More