Gerwin Wallace
Mortgage Loan Originator
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About
I’ve been in the mortgage industry since 1996 and have been proudly originating loans for Silverton Mortgage since 2011. After starting my mortgage career in Birmingham, I transitioned to the Anniston, Alabama market in 2004. I am licensed to originate mortgages in both Alabama and Tennessee. My team and I are ready, willing and able to assist any client in those two states.
Along with my wife, we are raising a precocious 10-year old daughter and make our home in Anniston.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
MH Advantage®
Millions of people across America are in need of affordable housing AND flexible financing. MH Advantage® homes now offer improved interior and exterior features, which translates to a beautiful home with a competitive mortgage.
What My Clients Say
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