I rely on my 18 years of mortgage and builder background to deliver outstanding customer service to my clients and referral partners. I answer questions and address concerns promptly, clearly and concisely, so that my clients always know the status of their loan and what is coming next.
For the past two years, I’ve been treasurer of the Mortgage Bankers Association of the Lower Cape Fear and am involved in raising funds for the Mortgage Bankers Association of the Carolinas Political Action Committee (MAC-PAC) which represents the interests of mortgage loan officers in Washington D.C.
I have called North Carolina home since 1997 and currently reside in Wilmington with my wife, Michelle, and son, Hudson. In my spare time, I enjoy boating and coaching my son’s football team.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.All Loans
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.