Lori Justice
Mortgage Loan Originator
About
I’ve been in the mortgage industry in some capacity since 1998. Starting as a receptionist and moving into roles such as processor and production manager, I am now a loan officer who is fortunate to understand several different aspects of the industry. Over the years, I’ve served all types of homebuyers in my community, including first-time homeowners. I pride myself on my ability to facilitate home financing tailored for each client’s individual needs. My broad knowledge of loan products combined with my passion for customer service is the key to my success.
I live in Midlothian, Virginia with my husband and our two children. We also have three dogs and two cats. In my free time, I enjoy boating, camping, traveling, new experiences, and serving my community. Some of the organizations that mean a lot to me are the Epilepsy Foundation, Children’s Hospital at VCU and Chippenham, and Southside SPCA.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
What My Clients Say
