Being in the mortgage industry for over 22 years, I understand the stress when it comes to purchasing a new home. I enjoy helping families and those who are new to homeownership. I have an ability to explain the process in a way that seems less intimidating. In fact, I may even make you smile. Choose me to help you navigate through the process, I promise to serve.
I am an ARMY Veteran, a servant Leader and retired Professional Boxer. I am someone you need on your team of industry professionals. I will never give up on you, I will fight for you, and my industry knowledge can be trusted.
For years I have ranked in the top of mortgage professionals in the country serving hundreds of new homebuyers, and refinancing existing homeowners into more beneficial mortgage programs. I am also a Certified HUD Housing Counselor, as well as a Certified Divorce Lending Professional. My industry knowledge and professionalism will ensure you can relax and know, we’ve got this.
They call me Money Mandie for a reason.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.All Loans
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!