MH Advantage

Get the ADVANTAGE on Affordable Homeownership with Silverton Mortgage

Millions of people across America are in need of affordable housing AND flexible financing.

MH Advantage® homes now offer improved interior and exterior features, which translates to a beautiful home with a competitive mortgage.

  • Higher loan-to-value (LTV) ratios, up to 97%. This means less money required up front and more money in your pocket.
  • The ability to combine HomeReady®, HFA Preferred™, and other mortgage programs. Don’t be tied to any one specific program. Choose the one that works best for your needs while still utilizing MH Advantage® benefits.
  • Low monthly payments and reduced interest rates compared to most standard MH loans.
  • Ease and assurance for appraisers via the manufacturer sticker that identifies an MH Advantage® home. This helps homebuyers, lenders, and others involved in the financing process identify that the home includes the features consistent with MH Advantage® requirements.
  • A streamlined underwriting and origination process designed to minimize the time from loan origination through closing.

A New Class of Attainable Homes


  • Roof treatments such as eaves and higher pitched roof lines
  • Lower profile foundations, carports, garages, porches, and/or dormers
  • Interiors that feature drywall
  • Kitchens and bathrooms with upgraded cabinets
  • Energy efficiency enhancements

Best of all, MH Advantage®-eligible homes can even be compared to traditional site-built homes if there are no other MH Advantage® homes available when the appraisal is performed! This can help the home build value over time.

Interested in learning more? Let’s start a conversation.