Gerwin Wallace
Mortgage Loan Originator
About
With nearly 30 years in the finance industry, I’ve witnessed the highs and lows, dedicating myself to being a mortgage loan originator and providing exceptional customer service since 1996.
Helping people is the heart of my job. I enjoy finding the right loan programs for each person’s unique needs. Guiding first-time homebuyers is my niche, and it’s truly motivating. Being a mortgage loan originator and exceptional customer service is truly a passion.
My branch boasts an impressive 4.88 out of 5.00 stars for communication and customer service, consistently ranking high in local surveys.
A member of the Calhoun County Board of Realtors, I previously served in the Kiwanis Club in Birmingham, AL.
Choose me for the experience. While many lenders offer similar products, my differentiator is communication, speed, and a personal touch.
Expect clear communication and full awareness throughout the mortgage process. We bring personality into homebuying, demystifying the process for buyers.
Beyond mortgages, I love reading, coaching youth soccer, playing disc golf, and enjoying the outdoors with my three dogs.
Roll Tide and War Eagle – not necessarily in that order! I’m deeply rooted in community involvement and passionate about the game.
Considering me as your mortgage loan originator? Explore my Experience.com page for customer reviews, rankings, and more!
Check out Silverton’s diverse Loan Programs to find the best fit for your needs.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Community Lending
As part of Silverton Mortgage’s commitment to give back to our communities, we are proud to offer down payment assistance and flexible mortgage programs through our Community Lending division.
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.