Blog

Members of Gen-Z are moving into the world of adulthood where they are integrating their tech-savvy and collaborative nature into every facet of culture, including the housing industry. As they begin making the transition to becoming...

In today’s real estate market, securing a new or first home comes with its fair share of challenges. From high interest rates to low inventory, navigating the path to homeownership can be daunting. The Federal Reserve...

The uncertainty of today’s housing market has left many eager and potential homebuyers “in a rut.” As a result, many are unsure what the future may hold for the market, but there is hope that the...

Everyone says Gen Z is different, right? Well, this is truer than ever in terms of their approach to homeownership. Gen Z are becoming young home owners earlier than their predecessors and increasingly getting in on...

June is National Homeownership Month, and Silverton Mortgage, a leading direct residential mortgage lender, is striving to spread the message that homeownership is for EVERYONE while helping that American Dream come true. “Homeownership provides families of...

Hearing news about people with good credit scores paying more for mortgages? Here’s why that’s not true. Did you see the recent news about a “new” tax on mortgage borrowers with higher credit scores? We know...

Found the perfect location to purchase but a not-so-perfect home? Tired of your current space, or maybe need more room but aren’t sure if moving is the right option? That’s where renovation comes into play! Renovating...

If you have student loan debt, you are certainly not alone. In fact, as of 2022, there are an estimated 44.7million Americans who have student loan debt, according to Education Data.org. What is Debt-to-Income Ratio? Sure, student loan...

Homeownership is considered a the ultimate “American Dream” for good reason. Owning a home offers stability with a set monthly payment, potential tax breaks (if you qualify- consult a tax advisor), and the chance to gain...