Financing

What is LTV?  The loan-to-value (LTV) ratio is a critical metric in the world of real estate, particularly when it comes to securing a mortgage. It’s a simple yet powerful calculation used to assess the risk...

Haunted by a less-than-perfect credit score, but playing with the idea of owning? Millions of Americans believe that bad credit automatically disqualifies them from homeownership. While a stellar credit score certainly makes the process smoother, it...

Saving for a down payment on a home can be a daunting task, but with careful planning and a strategic approach, it is achievable for anyone looking to make their dream of homeownership a reality. In...

In today’s real estate market, securing a new or first home comes with its fair share of challenges. From high interest rates to low inventory, navigating the path to homeownership can be daunting. The Federal Reserve...

Everyone says Gen Z is different, right? Well, this is truer than ever in terms of their approach to homeownership. Gen Z are becoming young home owners earlier than their predecessors and increasingly getting in on...

Found the perfect location to purchase but a not-so-perfect home? Tired of your current space, or maybe need more room but aren’t sure if moving is the right option? That’s where renovation comes into play! Renovating...

Homeownership is considered a the ultimate “American Dream” for good reason. Owning a home offers stability with a set monthly payment, potential tax breaks (if you qualify- consult a tax advisor), and the chance to gain...

It’s safe to say that the housing market stood its ground against some major curveballs as home sales hit record numbers and interest rates dropped. It’s expected that the streak will continue into 2021 as things...

Silverton Mortgage offers a non-traditional loan option for the non-traditional worker.   When it comes to the American workforce, pretty much everything has changed over the past few decades. From the types of jobs available to how...