Jumbo loans are available for eligible borrowers who are buying or refinancing a property valued higher than conforming loan limits, up to $3 million.
In 2020, the maximum amount for a conforming loan is $510,400 for one-unit properties in most counties. Homes that exceed the local conforming loan limit may qualify for a jumbo loan program.
For high-value properties, we offer programs that allow eligible borrowers to finance their home with a lower down payment.
All loans are subject to credit approval.
Example of 90% LTV (10% Cash Down) Jumbo Loan with $1,000,000.00 sales price. $900,000.00 loan amount – 30-year fixed rate loan with zero points based on 360 monthly payments at $4361.85 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 10% cash down payment of $100,000.00 required. Example includes $1,295 origination fee, 4.313% APR, and 4.125% interest rate as of 08/17/2020. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state.