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In today’s real estate market, securing a new or first home comes with its fair share of challenges. From high interest rates to low inventory, navigating the path to homeownership can be daunting. The Federal Reserve...

The uncertainty of today’s housing market has left many eager and potential homebuyers “in a rut.” As a result, many are unsure what the future may hold for the market, but there is hope that the...

Everyone says Gen Z is different, right? Well, this is truer than ever in terms of their approach to homeownership. Gen Z are becoming young home owners earlier than their predecessors and increasingly getting in on...

Hearing news about people with good credit scores paying more for mortgages? Here’s why that’s not true. Did you see the recent news about a “new” tax on mortgage borrowers with higher credit scores? We know...

Found the perfect location to purchase but a not-so-perfect home? Tired of your current space, or maybe need more room but aren’t sure if moving is the right option? That’s where renovation comes into play! Renovating...

If you have student loan debt, you are certainly not alone. In fact, as of 2022, there are an estimated 44.7million Americans who have student loan debt, according to Education Data.org. What is Debt-to-Income Ratio? Sure, student loan...

Homeownership is considered a the ultimate “American Dream” for good reason. Owning a home offers stability with a set monthly payment, potential tax breaks (if you qualify- consult a tax advisor), and the chance to gain...

Choosing the Right Mortgage Company Selecting a mortgage company involves many options. While most offer similar loan programs and rates, working with professionals who provide top-notch customer service and personalized experiences can make all the difference....

Understanding Jumbo Loans A conventional mortgage sometimes isn’t enough to finance a home. That’s where a jumbo loan* comes in. Eligible borrowers can use jumbo loans for properties valued higher than current conforming loan limits. Effective...