Mike Laffey
Branch Manager
About
With over two decades of experience in the mortgage industry, I bring a deep understanding of the lending process shaped by both leadership and hands-on origination roles. Throughout my career, I’ve guided clients through a wide range of market conditions, always with a focus on clarity, efficiency, and results. My background in leadership allows me to see the bigger picture, while my time as an originator keeps me grounded in the details that matter most to borrowers. I’m committed to delivering thoughtful, customized lending solutions built on trust and long-term relationships. Outside of work, I enjoy exploring creative pursuits such as woodworking, computer modeling, and other artistic processes. These interests fuel my problem-solving mindset and attention to design, both of which I bring into my professional approach.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.
What My Clients Say
GRMA
24501