Reggie Alfonso
Mortgage Loan Originator
About
I’m Reggie Alfonso, a licensed Mortgage Loan Originator dedicated to helping individuals and families confidently navigate the home financing process. Whether you’re buying your first home, upgrading, investing, refinancing, or building a new home, I’m committed to providing clear communication, honest guidance, and personalized loan solutions every step of the way. I proudly serve homebuyers throughout Arizona and work hard to make the mortgage process as smooth and stress-free as possible. My goal is to earn your trust, build lifelong relationships, and help you achieve your homeownership goals.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
What My Clients Say
