For two decades, I have thoroughly enjoyed my career in the mortgage industry. I began in the loan funding department and soon moved to the position of Loan Processor. For the last ten years, I have been employed as a Loan Originator in top producing offices in the greater Birmingham, Alabama, area. My broad base of experience gained from working in various positions in the mortgage industry allows me the privilege to help homebuyers realize their dreams; whether it be a first-time home purchase, a forever home, a vacation home or a refinance.
I am from the great state of Alabama and currently reside in the greater Birmingham area with my husband, Dewayne, and our beautiful daughter, Elizabeth Grace. Outside of the office, I enjoy family time, cooking, reading and hunting with my husband.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.All Loans
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!