TR Wise
Mortgage Loan Originator
About
With over 25 years in the mortgage industry, I help clients navigate every market condition and loan scenario with confidence. I specialize in conventional, FHA, VA, USDA, jumbo loans, new construction, and first-time homebuyer programs. Whether you’re buying your first home or financing a complex transaction, I find the best solution for your unique needs.
What I Enjoy Most About My Career
I love making a real difference in people’s lives. Homeownership is one of life’s biggest milestones, and guiding my clients through that journey is deeply rewarding. I enjoy helping people understand their financing options, overcome obstacles, and achieve their goals with clarity and peace of mind. Every loan tells a story — and I’m grateful to be part of so many success stories.
Why Borrowers Choose to Work With Me
Clients choose me for my depth of experience, clear communication, and dedication to service. I stay accessible and responsive, keeping everyone informed at every stage. I don’t just offer loans — I offer thoughtful solutions tailored to each borrower’s situation. With a strong marketing background, I also help real estate partners grow their business with effective tools and strategies, acting as a true partner, not just a loan officer.
A Bit About Me
Outside of work, I stay active with CrossFit and compete with my team two to three times a year — we’ve placed in the top three every time. I’m also a proud parent: my daughter recently earned her doctorate in music, and my son served as a Marine Corps Veteran.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
What My Clients Say
