Alex. Parham
Mortgage Loan Originator
About
With more than 35 years of lending experience to share with you, I enjoy working with a wide range of borrowers. One of the best parts of my job is assisting first time home-buyers and seeing their dreams of home ownership come true. Since mortgages are our only business, this enables me to offer customized loan solutions with built-in affordability. In addition to financing for existing properties, I have ten years of experience working with local builders and can assist you with new construction financing. It’s easy to describe my promise to my borrowers. As author Douglas Adams said: “To give real service you must add something which cannot be bought or measured with money, and that is sincerity and integrity.” In addition, my team and I will work together diligently to make sure your loan closes on time.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
What Our Clients Say
