Amy Goodrum
Mortgage Loan Originator & Construction Specialist
About
I have over 18 years of experience in the mortgage industry and am thankful for the knowledge that allows me to guide my clients through the process as stress-free as possible. I understand that homeownership is an important decision and consider it a privilege to help make it happen. When you choose to work with me, you can expect someone who is diligent about walking you through the entire mortgage process from application to closing. My goal is for you to walk away from your mortgage experience feeling confident about your decisions. Confident enough that you’ll have no hesitation in referring me to your family and friends. I strive to always be honest and hard-working as we navigate your home loan needs.
In my free time, I enjoy reading, exercising, and watching sports. As an alum of the University of North Carolina Chapel Hill, I’m a die-hard Carolina Tar Heel fan. I also love cheering for the Boston Red Sox. Perhaps my favorite past time is spending time with my husband, our two daughters, son-in-law, and 2 young grandsons. I have a love of all animals, but especially my fur babies Tallulah, Fenley and Gemma.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.