Homeownership Is for Everyone
Affordable Solutions
Simple Process
Real Support, Real Results
Let’s Turn Your “What If” Into “What’s Next!”
You’re not just buying a house; you’re opening the door to a new chapter of your life, and you don’t have to do it alone. We’re ready to meet you where you are, understand your goals, and help you take the steps to make them happen.
Contact us today!
Owning a home is more than just having a roof over your head. It’s about building a future, creating security, and investing in something that’s truly yours. Whether it’s putting down roots in your community, creating a space for your family to thrive, or building generational wealth, homeownership is a foundation for possibility through attainable housing.
Our goal is to provide mortgage solutions for individuals who may not fit the traditional mortgage profile. No matter what type of homebuyer you are, Silverton will ensure that you are well-equipped for attainable housing and homeownership.
Whether it’s your first home or your next chapter, we have the tools, resources, and personalized support to make your dream a reality. Our goal is to provide mortgage solutions for individuals who may not fit the traditional mortgage profile. No matter what type of homebuyer you are, Silverton will ensure that you are well-equipped for homeownership.
Key Features of Attainable Lending
Down Payment Assistance: Saving for a down payment can be challenging, but our down payment assistance program offers options to assist you in taking that crucial first step toward homeownership.
Credit Counseling: Worried about your credit score? We provide a wide range of credit counseling services to help you understand and improve your credit profile, so you’re well-prepared to secure a mortgage. Our Homeownership and Finance Center also offers financial education classes to support your financial wellness.
Educational Workshops: We empower you with knowledge through workshops on various homeownership topics, from navigating the mortgage process to home maintenance. Hosted at our Homeownership and Finance Center, these sessions equip you to make informed decisions. Click here to learn more.
Community Investment: We actively invest in the well-being of the communities we serve. Through The Silverton Foundation, we contribute a portion of each closed loan to provide essential mortgage and rent assistance to families with critically ill children, making a meaningful impact locally and nationwide.
About Down Payment Assistance
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You’re not just buying a house; you’re opening the door to a new chapter of your life, and you don’t have to do it alone. We’re ready to meet you where you are, understand your goals, and help you take the steps to make them happen.
Contact us today and let’s turn your “what if” into “what’s next.”
Down Payment Assistance (DPA) is a form of financial aid that is available to help homebuyers cover the cost of a down payment so that they can afford homeownership. They are mostly reserved for first-time homebuyers but sometimes extend to other types of borrowers. Typically, this type of assistance can be sought through your local or state housing authority or via non-profits.
How much you’re able to receive depends on the type of program and your specific situation. Some will make the determination based on the price of the home you’re buying, while others will cap assistance at a certain dollar amount.
When you find a down payment assistance program that you feel may be right for you, it’s important to establish your eligibility. This is usually determined by your income and credit history. Oftentimes, you’ll also need to attend training on a subject usually related to maintaining your finances or the responsibilities that come with homeownership.