Brad Davis
Mortgage Loan Originator
About
I’ve been in the mortgage industry for over 15 years and have had the pleasure of helping over a thousand clients successfully obtain a home loan. Whatever the situation, it’s always a pleasure walking my clients through the process of financing their home. My goal is to make the experience as smooth as possible for everyone involved. I attribute my success to maintaining a high level of communication from start to finish. I find that this reduces the stress that is often associated with buying a home. Keeping everyone in the loop early and often is always what I strive for with every loan that I originate.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
MH Advantage®
Millions of people across America are in need of affordable housing AND flexible financing. MH Advantage® homes now offer improved interior and exterior features, which translates to a beautiful home with a competitive mortgage.
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.