About
I have been in the mortgage industry since the 1980’s.
I have worked in title (researching in County Clerk’s offices before they went online), owned an abstract company, worked in sub-prime, underwriting, processing and now an LOA.
Many things have changed over the years I have been in the industry – the crash in 2007-2008 was something I hope I never see again.
I have a love of crocheting and have a shop on Etsy. My grandmother taught me many years ago and it’s a passion I have continued.
I have 4 children, 3 of them out of the house, 3 grandchildren and 2 dogs.
My favorite season is Christmas and my favorite holiday movie is Jack Frost.
I am honored to be a part of the Silverton Family and look forward to many years of continued growth with the company.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.