Damon Hammond
Mortgage Loan Originator and Systems Trainer
About
With over 18 years in the mortgage industry, I’m an expert in a wide range of loan programs, including specialty products such as renovation loans. The best part of my profession is meeting so many new people. Helping families achieve their financial goals of homeownership is the highlight of my job and reminds me of why I do what I do.
When I’m not working, I enjoy wakeboarding, hiking, rock-climbing, and playing golf. I once got a hole-in-one at the Olde Atlanta Golf Club! I’m also a foodie who loves going to new restaurants and trying different foods. My favorite is sushi.
I’m a proud Atlanta native who grew up going to Falcons and Braves games. While I enjoy all sports, Atlanta sports will always have my heart.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).
MH Advantage®
Millions of people across America are in need of affordable housing AND flexible financing. MH Advantage® homes now offer improved interior and exterior features, which translates to a beautiful home with a competitive mortgage.