Desmond Flowers
Mortgage Loan Originator
About
Desmond brings over 25 years of experience in lending and customer engagement to his role as a Mortgage Loan Officer with Silverton Mortgage. He has a strong background in leadership and is known for his clear communication, client-focused approach, and ability to guide borrowers confidently through the mortgage process.
Over the years, Desmond has helped and provided excellent service to thousands of clients across several states. He is licensed in Kentucky, Indiana, Ohio, Florida, Georgia, Illinois, and Texas.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.
What My Clients Say
