Eric Wagner
Mortgage Loan Originator
About
Navigating the diverse landscape of mortgages, Silverton Mortgage stands out. Just as everyone’s story is distinct, so are our loans. As a lifelong Huntsville resident, I’ve witnessed the evolution of our community. Now, it’s my pleasure to guide current and future residents on a detailed path to homeownership.
Dedication defines my approach to helping individuals and families achieve financial success through homeownership. In this ever-changing world, one thing remains constant—my commitment to serving the community. Licensed in Alabama, Florida, and Georgia, I ensure that the dream of owning a home becomes a reality.
Buying a home is more than a transaction; it’s a significant decision. At Silverton Mortgage, we understand the nuances of your specific circumstances. We don’t offer one-size-fits-all solutions. Instead, we tailor financing to meet your unique needs, making the process as stress-free as possible from day one. With us, you can relax—we’ve got this.
As your dedicated mortgage loan originator, I work closely with you, your agent, and the closing company. My goal is to ensure a smooth transition to the closing table. This collaborative effort involves a team of professionals committed to your success. I’m not just your loan originator; I’m your partner in achieving homeownership.
Whether you’re a first-time buyer or looking to refinance, my local expertise and commitment shine through. I don’t just facilitate transactions; I build lasting relationships with clients, providing support at every step. Your journey to homeownership begins with a trusted partner—Silverton Mortgage. Trust us to turn your dreams of owning a home into a reality.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.