Gary Saggu
Mortgage Loan Originator
About
With years of experience in the mortgage industry, I am dedicated to helping homebuyers and homeowners navigate the lending process with ease. Whether you’re a first-time homebuyer, looking to refinance, or investing in real estate, I provide personalized service to meet your unique needs. As a fluent speaker of English, Punjabi and Hindi, I’m proud to serve diverse communities, offering the comfort of communication in your preferred language. My goal is to ensure that you understand every step of the process and feel confident in your decision.
I specialize in a variety of loan options, including Conventional, FHA, VA, and USDA loans, and work closely with clients to find the best rates and terms for their financial goals. Let’s connect today and begin your journey toward homeownership!
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.
What Our Clients Say
