Holly Johnson
Senior Branch Manager and Construction Specialist
About
With 28 years as a mortgage loan originator & construction specialist, I find joy in building lifelong relationships, not just transactions. My success is seeing clients smile at the closing table.
Awards include the Mortgage Bankers Association Gold Award in 2020 & 2021 and Best Mortgage Lender for six consecutive years with Columbia County Magazine.
Active in industry groups like the Mortgage Bankers Association of GA – Augusta Chapter, Home Builders Greater Aiken-Augusta Region, Realtors of Greater Augusta, Columbia County Chamber of Commerce, Augusta Chamber of Commerce, McDuffie Chamber of Commerce.
Dedicated to minimizing frustrations in obtaining a mortgage, I treat transactions as my own. I stay current on industry guidelines, delivering a smooth homebuying experience.
Expect honesty, availability, and a personalized approach. I aim to understand individual needs and concerns for a seamless journey.
Outside work, I enjoy reading, traveling, and gardening. Personally, I’m happily married with two fur babies, Dooney & Max. My husband and I are avid University of Georgia Bulldog fans, attending every home game to cheer on our beloved Dawgs!
Explore my Experience.com mortgage loan originator page for customer reviews, rankings, and more!
“With the Augusta Mortgage Team, You’re in Good Hands.”
And, be sure to review Silverton’s Homeownership Center offering education, support, and resources for financial independence.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
Community Lending
As part of Silverton Mortgage’s commitment to give back to our communities, we are proud to offer down payment assistance and flexible mortgage programs through our Community Lending division.
What My Clients Say
