Holly Johnson
Senior Branch Manager and Construction Specialist
About
Whether you are buying your first home or your fifth, you deserve to be treated with personal, professional service. As an experienced mortgage loan officer, I am dedicated to minimizing the frustrations sometimes associated with obtaining a mortgage loan. I’ll treat your transaction as if it were my own. I keep up to date on industry guidelines and regulations and work hard to deliver you a smooth experience. In addition, I promise that I’ll be honest and available to you at all times,and will work to understand your needs and concerns. I have over 35 years of experience in the banking and financial industry, and 28 of those years are in the mortgage industry. I’ve received the Mortgage Bankers Association of Georgia Gold Award for 18 years and the MBAG President’s award for eight years. I am also a proud member of the Realtors of Greater Augusta, the Home Builders Association, the Sales & Marketing Council, and the Mortgage Bankers Association. I’ve served as President of the Augusta Mortgage Bankers Association and currently serve on the FHA/VA Liaison Committee for Mortgage Bankers Association of Georgia.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Community Lending
As part of Silverton Mortgage’s commitment to give back to our communities, we are proud to offer down payment assistance and flexible mortgage programs through our Community Lending division.
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).
What My Clients Say
GRMA
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