Holly Johnson
Senior Branch Manager and Construction Specialist
About
With 28 years as a mortgage loan originator & construction specialist, I find joy in building lifelong relationships, not just transactions. My success is seeing clients smile at the closing table.
Awards include the Mortgage Bankers Association Gold Award in 2020 & 2021 and Best Mortgage Lender for six consecutive years with Columbia County Magazine.
Active in industry groups like the Mortgage Bankers Association of GA – Augusta Chapter, Home Builders Greater Aiken-Augusta Region, Realtors of Greater Augusta, Columbia County Chamber of Commerce, Augusta Chamber of Commerce, McDuffie Chamber of Commerce.
Dedicated to minimizing frustrations in obtaining a mortgage, I treat transactions as my own. I stay current on industry guidelines, delivering a smooth homebuying experience.
Expect honesty, availability, and a personalized approach. I aim to understand individual needs and concerns for a seamless journey.
Outside work, I enjoy reading, traveling, and gardening. Personally, I’m happily married with two fur babies, Dooney & Max. My husband and I are avid University of Georgia Bulldog fans, attending every home game to cheer on our beloved Dawgs!
Explore my Experience.com mortgage loan originator page for customer reviews, rankings, and more!
“With the Augusta Mortgage Team, You’re in Good Hands.”
And, be sure to review Silverton’s Homeownership Center offering education, support, and resources for financial independence.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.
What My Clients Say
