Jerry Elinger
Regional Sales Manager
About
I have been in the mortgage industry for over 15 years helping hundreds of home buyers and homeowners during my career. Prior to entering the mortgage industry, I was a registered investment advisor. This experience enables me to not only help you obtain a mortgage but to make sure that the mortgage fits into your long term financial plans. For most people, a mortgage will be the biggest investment and the largest debt of their life. It is important to know that your mortgage loan officer views your mortgage as more than just a commission check. I go above and beyond and am available seven days a week during the workday as well as in the evenings to better serve you!
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
What My Clients Say
GRMA
27297