Jim Erwin
Mortgage Loan Originator
About
With over a decade of experience in mortgage origination, I specialize in new construction loans and take pride in helping borrowers achieve the dream of homeownership. As a 2024 Circle of Excellence qualifier, I am committed to delivering a loan experience that is simple, transparent, and customer-focused. My approach is honest, direct, and designed to make every step delightful and stress-free, from estimate to closing and beyond. Your goals are my priority, and I strive to ensure the process is as smooth and rewarding as possible.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).
What My Clients Say
