Justin Freeman
Mortgage Loan Originator
About
While I am new to the mortgage industry, I have worked in real estate since 2004 and am well versed in finding the best ways to help people based on their unique situations. When a borrower chooses to work with me, I understand that buying a home will probably be the largest investment of their lives and will do whatever I can to make their purchase process as smooth as possible. I take pride in being responsive and making myself available throughout the entire transaction. I am someone who values communication and honesty. My job to be an advisor and get you to the closing table will as little stress as possible.
In my spare time, I enjoy reading, snowboarding, cooking, and attending my children’s events. I also enjoy going to the mountains in the fall, my favorite time of year, to see the leaves change color.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
What My Clients Say
