Justin Freeman
Mortgage Loan Originator

About
As a U.S. Navy veteran and experienced mortgage professional, I bring discipline, dedication, and a strong sense of service to every client relationship. I’ve helped a wide range of homebuyers, homeowners, and investors navigate the mortgage process with confidence—whether they’re purchasing a first home, upgrading, refinancing, or investing.
At Silverton Mortgage, I specialize in a full range of financing options, including conventional, FHA, VA, USDA, jumbo, renovation, and refinance loans. My team and I take the time to understand each client’s full financial picture—not just for today, but for the long term—so we can make smart, strategic lending decisions that support their bigger goals.
What I bring to the table:
- Client-first approach: We believe in building lasting relationships, not just closing loans. Every mortgage solution is tailored to your needs now and in the future.
- Streamlined, transparent process: From pre-approval to closing, I ensure clear communication and reliable execution at every step.
- President’s Club recognition: I’ve been honored for consistent performance and outstanding service with Silverton Mortgage’s prestigious President’s Club award.
- North Carolina expertise: Based in Cary, I serve clients across the state and beyond with local insight and a commitment to excellence.
- Veteran-focused service: I take pride in helping fellow veterans and military families make the most of their homeownership benefits.
Awards


Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
What My Clients Say