Karen O’Donovan
Branch Manager & Construction Specialist
About
With over 26 years of experience in the mortgage industry, I have worked in everything from processing to post-closing, so I know the mortgage process like the back of my hand! Through every step, I am dedicated to helping every individual find the best loan program tailored to their unique needs. I know that one size does not fit all which is why I always want to make sure your needs and wants are heard, and even after a closing, I don’t disappear. I am still available for any questions that may arise! I also believe that clear communication is key in this industry, and I take pride in guiding my clients through the process with transparency and care.
Outside of work, I cherish my time with my family, whether it’s enjoying a quiet evening at home or taking long walks on the beach together. Reading is another passion of mine. When I am not immersed in a good book, I love to bake delicious treats and sew new projects, but my family is always at the heart of everything I do.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.
What My Clients Say
GRMA
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