Katey Trotter
Mortgage Loan Originator & Construction Specialist
About
Are you searching for a mortgage loan officer who understands that every client is unique, each with their own dreams and aspirations? Well, I am here to guide you through the exciting journey of homeownership.
With a passion for helping my clients secure their dream homes and invest in their future, I bring a personalized touch to the mortgage industry with honesty and integrity, consistent communication, and being available to answer any question you may have. I understand that the world of mortgages can be overwhelming, and I’m dedicated to being my clients’ trusted loan advisor. Whether you’re curious about the industry’s lending rates, need help with paperwork, or simply want to discuss your options, I am here to provide guidance and answers.
In my spare time, I enjoy spending quality time with my wife, Courtney, and our two adorable fur babies, Max and Bailey. I also enjoy cheering for the Atlanta Braves, and of course, SHOPPING!
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!