Kim Stephens

For most people, financing a home is the most important investment in their life. I’ve helped thousands of homeowners finance the home of their dreams. With 22 years in the mortgage industry, I’ve seen it all! I’ve been a processor, loan officer and branch manager while serving our community. I understand the current loan options, marketplace and am skilled at shopping for the best rates and terms, all while educating borrowers and keeping their best interest first. I believe that communication is key to a smooth loan process, so I’m available on nights and weekends. Therefore, when you are shopping for your next home, I can answer any questions you may have or run payment figures on different loan scenarios for you.

Most of my business comes from repeat clients, referrals and Realtors who have experienced my professionalism and expertise in helping clients reach closing without surprises and this has landed me in the Million Dollar Club several times! I started as a mortgage professional but frequently become a friend to the families that I work with. I’ve lived in Lula, Georgia, my whole life, allowing me to establish a level of trust and community that lasts for life.

I look forward to working with you to make your home ownership dream a reality.

Reach out to me and let’s talk!