Melody Bishop
Assistant Branch Manager
About
As an experienced Mortgage Lender at Silverton Mortgage, I ensure a smooth journey. Voted 2015 Mortgage Lender of the Year, I bring over 30 years of banking, mortgage, and real estate experience to Columbus, GA. Serving on MBAG Gold Club for a decade, I’ve held roles from Board Member to Columbus Chapter President, currently as a Board Member and Educational Committee Chair.
A Columbus native and Mortgage Originator r for 20 years, my diverse roles include Real Estate Attorney Assistant, Closer, Processor, and Junior Underwriter. My passion is making homeownership achievable by being honest, attentive and responsive to my clients.
In my downtime, I enjoy Motocross racing, workouts, hiking, camping, and family time. Married for 15 years with a 12-year-old Motocross enthusiast son, family adventures are my joy.
Communication is our priority, ensuring you’re informed from initiation to closure. Our support team guarantees timely processing. Silverton Mortgage offers exceptional service, including zero lender fees for Veterans. Let’s make your loan process effortless. God bless.
Interested in working with me as your mortgage loan originator? Glance at my experience.com page for services, reviews, social links, and more!
Join our efforts to help families maintain their homes in a time of crisis.
Awards
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).
What My Clients Say
GRMA
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