Mike Laffey
Branch Production Manager
About
According to Mike, most people are looking to save money and close as efficiently as possible. That’s why he advises borrowers who are hiring a Loan Originator to look for product knowledge and honesty above anything else. With over 17 years in the industry, Mike exemplifies these qualities. He has been doing this long enough that he considers himself very knowledgeable. As a result he uses that knowledge to educate and help people. When he is talking to people on the phone, his experience is what helps him quickly identify what they are looking to accomplish as well as determine what programs will best suit those needs. When not working, he devotes time to his wife and three daughters. In addition, he enjoys teaching himself new skills including woodworking, graphics, and web design. He is also currently learning Spanish.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
What My Clients Say
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