Pam Breland
Mortgage Loan Originator
About
I’ve been in the mortgage industry for over 20 years and have always enjoyed helping my clients become homeowners. Whether it’s their first home, their dream home, or both, it’s so fulfilling to be a part of making it possible. Anyone who works with me can expect to always be informed on the process of their files. I pride myself on being easily accessible and detail-oriented. My extensive knowledge of mortgage products and guidelines means I’m more than equipped to serve my clients to the best of my ability.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Jumbo Loans
Sometimes bigger is better when it comes to your dream home. For those who require higher loan amounts, our Jumbo Loan can help you enjoy low payment options.
Construction-Permanent Loan
With as little as 10% down, we can help you build a new home or renovate/improve an existing one. Our Construction-Permanent program streamlines your experience with only one closing for both the construction and permanent phases of your loan.
Mortgage Calculator
What My Clients Say
GRMA
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