About
At Silverton Mortgage, we understand how big a deal it is to buy a home. Your loan needs to be as unique as you are, which is why we offer a variety of mortgage products and keep the entire loan process in-house. With our competitive rates and top industry professionals, you’re in good hands when you choose to work with us. We value constant communication and strive to keep you in the loop through every step of the mortgage process. Our guaranteed on-time closing and consistent 98% satisfaction rating mean you get the best in customer service. When you find the home of your dreams, we want nothing to stand in your way. Relax. We’ve got this.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.