Randy Winton
Mortgage Loan Originator
About
I’m Randy Winton, Mortgage Loan Originator with Silverton Mortgage, a mortgage company focused on making your experience an amazing one. This is done through using the most current technology available, allowing you to get a mortgage from the comfort of your own home. I personally communicate with you and your real estate agent throughout the entire process, keeping you ahead of any challenges that may exist to ensure I deliver a smooth and timely closing.
For nearly two decades, I have helped people buy, refinance and renovate their homes. I give customers personal attention and explain their options every step of the way. I have straightforward processes, user-friendly mobile applications and step-by-step communication to keep my customers informed and feeling at ease. I lock, approve and close loans quickly, and earn my customers’ trust with my reliable service.
I offer a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans and relocation programs.
Thank you so much for the opportunity to serve you!
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
USDA
Designed for properties located in rural areas, the USDA loan program provides up to 100% financing (0% down).