Ruch Patel
Mortgage Loan Originator
About
At Silverton Mortgage, we understand that everyone’s situation is different. Like people, not all loans are the same. When you choose us as your mortgage loan provider, we take your specific circumstances into consideration to help you find the financing that’s right for you. Buying a home is a big decision and feeling confident in your mortgage company makes the process as stress-free as possible from day one. Relax. We’ve got this.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.
Community Lending
As part of Silverton Mortgage’s commitment to give back to our communities, we are proud to offer down payment assistance and flexible mortgage programs through our Community Lending division.
What Our Clients Say
