Sean McCarthy
Mortgage Loan Originator

About
Sean McCarthy graduated from the University of Kentucky with a degree in Finance and an MBA from Eastern Kentucky University. His experience includes over 11 years of residential mortgage lending and more than 20 years in real estate finance. Sean brings hard work, integrity, and creative solutions to each customer’s unique situation. He prides himself on identifying customer needs and providing the best loan solutions which align with their goals and objectives.
Currently, Sean resides in Hilliard, OH with his wife and two children. He enjoys time with family and anything outdoors. Sean also invests in real estate and is involved with his wife’s Drill4Life charity, which drills water wells in rural Zimbabwe, her native country.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
Silverton Secure+
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.