As a 20-year veteran of the mortgage industry, I’ve had the pleasure of assisting everyone from first-time home buyers to move-up buyers, and investors. I’ve built a reputation for providing honest answers to buyers, Realtor’s, and homeowners regarding their unique situation and take pride in tailoring loans to meet the specific needs of my clients.
Finding solutions to various challenges that allow me to help a buyer or homeowner get approved where they may have previously been turned down has been a constant source of pride throughout my career. I’ve been very blessed to have so many clients who have referred me to their parents, children, co-workers, and friends. I feel very fortunate to have had the loyalty of my client base for many years.
The best part of my job is seeing the smiles on the faces of my clients at closing. The joy I get from knowing I’ve helped families improve their quality of life and secure a brighter financial future is so rewarding.
I’ve been married for 26 years and have a son, David, who plays basketball overseas along with a granddaughter, Gabby. When I’m not working, I enjoy attending church, cooking, traveling to tropical destinations, and watching movies. I’m also a huge foodie who loves Soul Food, Caribbean, Cajun, and a host of other cuisines.
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.All Loans
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
Secure your mortgage before even finding a property! We’ll underwrite your loan and lock in your rate before you purchase your home, giving you and potential sellers the security you need to compete with cash buyers. Ask us about our on-time closing guarantee!