Terri Madden
National Director Community Lending & Construction Specialist
About
Graduate of Kentucky State University with a degree in Business Management and an MBA from Indiana Wesleyan University, Terri embarked on her career in the mortgage industry 27 years ago. As a mortgage professional, her passion is to help families realize their dream of homeownership and build financial wealth. Her approach is to educate all clients about the homebuying process and how to responsibly manage their credit. Whether a first-time home buyer, move-up buyer, empty-nester, or refinancing an existing home, Terri aims to provide guidance through education. She believes that all clients should understand the mortgage process and be able to identify the best loan program that fits their short and long-term goals.
Terri’s expertise also includes restructuring nonprofits and overseeing change management to align mission with vision and foster measurable results within the community. Along with years of experience in residential and commercial lending through the private sector, Terri spent nearly a decade working within the non-profit sector, developing trisector relationships to enhance community development and provide affordable homeownership opportunities.
Mother to an awesome son, Terri is a licensed mortgage loan originator, certified housing counselor, and continuing education instructor. Originally from Indianapolis, Indiana, currently residing in Atlanta, Georgia, and educating families in all 50 states!
Terri feels blessed to be a blessing to you!
Our Loan Programs
Buying a home can be overwhelming. There are so many financing options, offered by so many different banks, lenders, and brokers. Don’t stress yourself out trying to find the perfect product and perfect rate on your own – that’s what we’re here for! Contact us today to start a conversation about which loan option is right for you.
All LoansConventional
A Conventional Purchase is a “traditional” mortgage with as little as 3% down payment, requiring no upfront mortgage insurance fees and cancellable monthly private mortgage insurance. Both Fixed Rate & Adjustable Rate Mortgage options are available.
FHA
If you’re a first-time homebuyer and your credit score isn’t great, an FHA loan may be a great option for you. FHA loans allow for as little as 3.5% down and have options available for buyers with credit scores as low as 600.
HomeReady® Mortgage
With as little as 3% down, reduced mortgage insurance, and no minimum contribution from the borrower, this option is perfect for first-time homebuyers who may have a relative helping with the down payment.
VA
Veterans and active duty military may qualify for 100% financing (0% down payment) with no monthly mortgage insurance through the VA loan program.