As the holidays approach, there’s a good chance that you’re focused on gathering recipes for family dinners and finding the perfect gifts for your loved ones. Searching for a home is probably the last thing on...Read More
Bankruptcy and Moving Forward
Bankruptcy is a legal process where a judge and court trustee examine the assets and liabilities of individuals who can’t pay their bills. If accepted, debts are discharged and are no longer legally required to be paid. Ultimately, bankruptcy...Read More
Here’s What You Need to Know About VA Loans
Veterans Day, originally called Armistice Day, commemorated the end of World War I. While the war officially ended on June 28, 1919, fighting ended approximately seven months before that when the Allies and Germany put an armistice into...Read More
All About Appraisals
One of the most important and necessary steps in the mortgage process is obtaining an appraisal. The majority of lenders require this in order to confirm that the value of the property aligns with the amount being...Read More
10 Things to Avoid Before Closing on Your New Home
The home buying process is extensive, but you’re powering through! You’ve done everything you’re supposed to do in order to get to the closing table, from house-hunting to appraisals to sending in the documentation for your...Read More
Want to Buy A Home but Don’t Have a Nine-To-Fiver? No Problem!
Silverton Mortgage offers a non-traditional loan option for the non-traditional worker. When it comes to the American workforce, pretty much everything has changed over the past few decades. From the types of jobs available to how...Read More
The Mortgage Process–A Step-By-Step Guide
Perhaps the scariest part of becoming a homeowner is simply getting started. It’s easy for any one’s head to start spinning once they look at everything involved with acquiring a home loan. While it may seem...Read More
Refinancing: Is it Right for me?
You’re a seasoned homeowner who knows about mortgage insurance, escrow, and property value. That’s awesome! Now you’ve been wondering about refinancing and whether it’s right for you. You’re not alone. Understanding the benefits of refinancing your...Read More
What are Your Down Payment Options?
Requiring 20% of the loan amount is a thing of the past. Plenty of people in the United States dream of becoming homeowners but feel as if they’re not ready because they don’t have enough saved...Read More
What is Mortgage Insurance and How do I get Rid of It?
Many people have a love-hate relationship with Private Mortgage Insurance. On one hand, it’s a recurring expense that affects your monthly budget. However, it makes purchasing a home possible when you don’t have a large enough...Read More