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Homeownership is considered a the ultimate “American Dream” for good reason. Owning a home offers stability with a set monthly payment, potential tax breaks (if you qualify- consult a tax advisor), and the chance to gain...

Choosing the Right Mortgage Company Selecting a mortgage company involves many options. While most offer similar loan programs and rates, working with professionals who provide top-notch customer service and personalized experiences can make all the difference....

Understanding Jumbo Loans A conventional mortgage sometimes isn’t enough to finance a home. That’s where a jumbo loan* comes in. Eligible borrowers can use jumbo loans for properties valued higher than current conforming loan limits. Effective...

Buying a home in 2021 was challenging. A housing shortage and rising prices created fierce competition with frequent bidding wars. The fears of an unstable economy and the pandemic’s uncertainty still cause many to question homeownership’s...

The Unusual Housing Market The housing market has been unusual this year. With low inventory and eager buyers, sellers have thrived while buyers struggle. Homes receive multiple offers above the asking price, putting those seeking financing...

There is no denying that the pandemic has changed the landscape of the traditional office job. As the country began to shut down to help stop the spread of COVID-19, many transitioned to working from home, a possibility that seemed unlikely just months...

Buying a home of your own is a big deal. Not only is it a financial commitment but a commitment to your future self. The many benefits of homeownership include the ability to create a space that is truly your own where...

With low inventory in the housing market spurring bidding wars, some aspiring homeowners are looking for alternatives to a traditional real estate transaction. In this blog, we’ll cover some options that you may not have considered –...

Throughout history, superheroes have been portrayed as larger-than-life individuals who swoop in to save the day. At Silverton Mortgage, we’re familiar with this concept because our team of mortgage professionals shows up time after time to...