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Hearing news about people with good credit scores paying more for mortgages? Here’s why that’s not true. Did you see the recent news about a “new” tax on mortgage borrowers with higher credit scores? We know...

Found the perfect location to purchase but a not-so-perfect home? Tired of your current space, or maybe need more room but aren’t sure if moving is the right option? That’s where renovation comes into play! Renovating...

If you have student loan debt, you are certainly not alone. In fact, as of 2022, there are an estimated 44.7million Americans who have student loan debt, according to Education Data.org. What is Debt-to-Income Ratio? Sure, student loan...

Homeownership is considered a the ultimate “American Dream” for good reason. Owning a home offers stability with a set monthly payment, potential tax breaks (if you qualify- consult a tax advisor), and the chance to gain...

Choosing the Right Mortgage Company Selecting a mortgage company involves many options. While most offer similar loan programs and rates, working with professionals who provide top-notch customer service and personalized experiences can make all the difference....

Understanding Jumbo Loans A conventional mortgage sometimes isn’t enough to finance a home. That’s where a jumbo loan* comes in. Eligible borrowers can use jumbo loans for properties valued higher than current conforming loan limits. Effective...

Buying a home in 2021 was challenging. A housing shortage and rising prices created fierce competition with frequent bidding wars. The fears of an unstable economy and the pandemic’s uncertainty still cause many to question homeownership’s...

The Unusual Housing Market The housing market has been unusual this year. With low inventory and eager buyers, sellers have thrived while buyers struggle. Homes receive multiple offers above the asking price, putting those seeking financing...

There is no denying that the pandemic has changed the landscape of the traditional office job. As the country began to shut down to help stop the spread of COVID-19, many transitioned to working from home, a possibility that seemed unlikely just months...