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For many, the biggest hurdle when trying to purchase a home is coming up with the upfront costs required to do so, which includes having a down payment. While the amount you’ll need to put down varies depending on the type of loan,...

When it comes time to purchase a home, you’ll hear a lot about mortgage rates. In short, your mortgage rate is what it costs each year to borrow the money and is expressed as a percentage rate. Generally, the amount of interest you pay every month is added to the principal amount you repay monthly. In...

It’s safe to say that the housing market stood its ground against some major curveballs as home sales hit record numbers and interest rates dropped. It’s expected that the streak will continue into 2021 as things...

Have you been entertaining the idea of homeownership but can’t seem to get started? We get it. Deciding to buy a home can seem overwhelming. However, there are several things you can do to prepare that...

Imagine being a mother of three and one of your children is diagnosed with sickle cell disease. The demand of hospital visits due to having a sick child leads to losing your job and on top of that, you’re two months late...